Coast to Coast Financial Services provides access to a wide range of investment wrappers and products that will allow you to invest in a broad choice of assets.
We will help you to make the right choice for you.
This is an account which allows you to save money in a tax efficient environment. You are allowed to set up Individual savings account each tax year up to a maximum defined allowance, which can be part in a cash ISA and part in a 'stocks and shares' ISA, or all the allowance in a 'stocks and shares' or cash ISA’s. The maximum allowance may change in each Government Budget Review. The value of a cash ISA can be transferred to a 'stocks and shares' ISA or stocks and shares to a cash ISA while maintaining the tax benefits. ISAs are not an investment in their own right, but a tax-free wrapper in which investments can be sheltered. People over the age of 18 living in the UK can invest up to their allowance in each tax year.
An Investment Account can invest in a wide selection of collective funds including Unit Trusts and OEICs and cash, as well a wide range of securities offered by the London Stock Exchange (LSE) including Exchange Traded Funds (ETFs), Investment Trusts, Bonds and Gilts. For more information on the selection of funds available and tax treatment of the Investment account please speak to your Coast To Coast Financial Adviser.
The retirement account can be used to transfer in your existing pensions if analysis shows it to be in your best interest. You can make regular or single contributions within your limits and attract tax relief at the allowable rates. Retirement accounts can be used for Non-taxpayers and children up to a maximum of £3,600.00 per year. The Platform can also be used for Drawdown. For more information on the Retirement Account please speak to your Coast To Coast Financial Adviser
There are different types of investment bonds offered by Openwork Partners some on platform and others not on platform, primarily the HSBC bond on the IFDL Platform and the Prudential Pru-Fund Bond off Platform. One of the benefits of using Bonds for investments is that they can be written in trust and this can be advantageous when planning for inheritance tax. For more information on the bonds and trusts available please speak to your Coast To Coast Financial Adviser.
A structured product is a kind of fixed-term investment whose payout depends on the performance of something else, like a stock market index. Structured deposits – these are savings accounts, offered from time to time by some banks, building societies and National Savings & Investments, where the rate of interest you get depends on how the stock market index or other measure performs. If the stock market index falls, you will usually get no interest at all. But usually a structured deposit will guarantee that if the stock market index or other measure underperforms you will get back your original investment. For more information on the selection of Providers and Structured Deposits available please speak to your Coast To Coast Financial Adviser.
The value of investments and any income from them can fall as well as rise. You may not get back the amount originally invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen
Some Trusts are not regulated by the Financial Conduct Authority