• Coast to Coast Client Proposition
  • Inheritance Tax Planning
  • Tax tables 2019/20
  • Wills
  • Openwork


  • Mortgage calculator
  • Family Income Protection
  • Pension Shortfall calculator


  • Quick Links
  • Zurich Platform Log-in
  • Aegon Pensions Log-in
  • Financial Express Trustnet

  • Coast to Coast Financial Services Limited
    42 Cheyne Walk
    Hornsea, East Yorkshire
    HU18 1BX
    Tel: 07836 620 305
    Fax: 01964 537 497
    tony@ctocfinancial.com
    Buy to Let
    Whether you’re an experienced landlord or just starting out, you’ll have specialist requirements that set you apart from a standard residential purchaser. Through your Coast to Coast Adviser you’ll have access to major lenders in the buy to let market including those specialising in lending to professional landlords. We’ve also developed relationships with several general insurers who’ve designed specialist Landlords buildings and contents policies

    Second Charge Loans
    Second charge loans can be secured against residential or Buy to Let properties. They are provided by specialist lenders and are generally short- term loans secured against the property but where the lender has second call on the property if the borrower defaults. Second charges tend to be more expensive than ‘firsts’, but can still be the best option for people seeking to raise capital – but whose main lender is unwilling to provide further finance, or where early redemption charges apply.

    Bridging Finance
    A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Loans are generally short-term and secured on the existing property, but repaid as soon as this is sold.
    ‘Bridges’ may help you secure your new property, but you should be aware that they can be expensive and if the sale of your existing property falls through, you will be left paying the two loans at once.

    NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OF ANY OTHER DEBT SECURED ON IT.

    Buy to let mortgages and some bridging loans are not regulated by the Financial Conduct Authority.
    A fee of up to 0.5% payable upon application. Typically this will be £395.
    Coast to Coast introduce you a third party for second charge loans and bridging finance, and no fee applies for this service.
    If we charge you a fee and your mortgage does not go ahead, you will receive a full refund if the lender does not accept your application because of your personal circumstances.